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Payment/Prequalification Calculator

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P&I PAYMENTS FOR EACH $1K BORROWED

Rate
4.0
4.5
5.0
5.5
6.0
6.5
7.0
7.5
8.0
8.5
9.0
9.5
10.0
30 YRS
4.77
5.06
5.36
5.68
6.00
6.32
6.65
6.99
7.34
7.69
8.05
8.41
8.78
15 YRS
7.39
7.64
7.90
8.18
8.44
8.71
8.99
9.27
9.56
9.85
10.14
10.44
10.75

Payment/Prequalification Calculator

Enter Income, Debt & Home Purchase Info.

Gross Monthly Income


Monthly Debt

(If you are not retaining your current residence, exclude your current housing costs.)

Home Purchase Price


Down Payment


Estimated Interest Rate


Years To Repay



View Amount Borrowed, Estimated Monthly Payments

Amount Borrowed

Principal & Interest Payment


Homeowners Insurance

(Insuring amount borrowed)

Property Taxes


Total Housing Pymt


Front Ratio

(Percentage of gross monthly income that will go towards housing debt.)

Back Ratio

(Percentage of gross monthly income that will go towards all debt.)

   

Interpret Pre-Qualifcation Results

Notes: Monthly insurance and taxes are estimated. See your local insurance agent and taxing authority for rates in your area. Applicable mandatory homeowners association would be considered, but are not included in the above calculations. This tool is for estimation purposes only. Contact a mortgage professional for a complete pre-qualification analysis.  

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