Before you buy your next home, we recommend you:
1. Get your financing pre-approved.
When you present an offer on a home, you are competing – with other buyers and/or the seller on price, terms and/or conditions. Getting your financing pre-qualified, and ideally pre-approved, can significantly enhance your negotiating position!
Going through the pre-qualification and pre-approval process is feared by many, but with the right loan officer, it really can be painless! Not only will you have the peace of mind in knowing exactly how much you can afford, but your negotiating position will be enhanced as well.
If you want to get an estimate of what your payments might be, feel free to use our payment calculator.
2. Discuss and document your home search criteria.
Because the home buying process is oftentimes emotional, discussing and documenting your home buying criteria will make it much easier to stay focused on the homes that meet your criteria. A lot of time (and marriages) can be saved by figuring out one’s home buying criteria in advance.
If you haven’t started yet, try filling out our online home buying criteria form, and we will e-mail you a copy for your records!